Welcome to your 403(b) retirement plan. Click below to view the features and highlights of your employer’s retirement plan.
The plan highlights are only a brief overview of the plan's features and are not a legally binding document. The information in this section does not modify the terms of the plan and in the event of a conflict, the terms of the plan control.
You are immediately eligible to participate in the 403(b) retirement plan.
You may contribute as much as 100% of your annual includible compensation up to the maximum IRS contribution limit.
You might be eligible to contribute additional catch-up amounts if you meet the following conditions.
You are always 100% vested in your own contributions.
Money can be withdrawn from your 403(b) plan in these events:
In addition, you must begin taking distributions once you reach age 72 (age 70½ if born before July 1, 1949) or you retire, whichever is later.
Bear in mind that income taxes are payable upon withdrawal. Generally, an IRS 10% tax penalty will apply to withdrawals made before age 59½, unless an exception applies (such as you become disabled, die or retire after attaining age 55.)
Loans are not allowed from this plan
You decide how to invest your plan account. The following funds are available in your retirement plan. They provide you with the flexibility you need to create a suitably diversified portfolio that matches your personal retirement time horizon, investment risk tolerance and investment preferences.
View the entire list of funds and performance available in your 403(b) plan. (Please note, it may take a few minutes to load the performance.)
To obtain a Portfolio Director prospectus and underlying fund prospectuses, visit www.aigrs.com or call 1-800-428-2542 and follow the prompts. The prospectuses contain the investment objectives, risks, charges, expenses and other information about the respective investment company that you should consider carefully before investing. Please read the prospectuses carefully before investing or sending money. Policy Form Series UIT-194, UITG-194 and UITG-194P.